$1+ Billion In Funding Secured From Our Global Marketplace
Self-Employed Primary Residence
No Tax Return Required
1099, W2, or 12-Month Bank
Statement Income Verification
Being self-employed comes with several unique challenges, but getting a loan doesn't have to be one of them. Purchase or Refinance.
Are You Self-Employed and In Need Of a Primary Residence Loan Without Having to Produce
Last 2 Year Personal or Business Tax Returns?
Pre-Qualification Guidelines
Funding Requirements
Up to 90% LTV
Credit Score determines highest LTV available on your loan.
Loan Amount Up to $4 Million
High-value financing designed for entrepreneurs and self-employed buyers.
Only 10% Expense Factor
A simplified expense ratio built for how self-employed income actually works.
Income Verification
1099, W2, or Personal/Business Bank Statement — no traditional tax returns needed.
No Tax Returns Required
Qualify without producing your last 2 years of personal or business tax returns.
100% Gift Funds Allowed
Down payment assistance from gift funds is fully accepted on this program.
Loan Decision Within 1-5 Business Days
Specializing in:
Helping Entrepreneurs and Self-Employed overcome the inability to receive home ownership due to several unique challenges related to one's ability to prove their business revenue traditionally.
01
The 1099 income verification, W2 or 12-24 months of personal or business bank statements primary residence loan program is specifically designed for you.
02
The 1099 income verification, W2 or 12-24 months of personal or business bank statements primary residence loan program is specifically designed for you.
Ready to Get Pre-Qualified?
Income & Earnings Disclaimer
Any profit, income statements or examples through our website are only estimates and gauges of what may be possible or conceivable now or in the future. There can be no assurance as to any particular financial outcome based on the use of our website. You concur that we are not liable or responsible for your earnings, the achievement or disappointment of your business choices, or any increase or decrease in your finances or income. You are solely responsible for your results.
Testimonial Disclaimer
All testimonials and photos are from real clients and are shared for illustration purposes only. They are not intended to guarantee that future clients will achieve the same or similar results.
Legal Disclaimer
We are not Certified Financial Advisers, U.S. Securities Dealers, Stock Brokers, or Investment Advisers. We are not business consultants and act only as a financial intermediary. All contemplated transactions are private, exempt transactions and do not involve the sale of registered securities under the United States Securities Act of 1933.
Business funding and mortgage financing solutions for entrepreneurs building generational wealth.
Company
Funding Programs
Newsletter
Subscribe for latest updates & events.
Copyright © 2026 – All Rights Reserved. Empire Funding & Capital Solutions
